How to get an SR22 Insurance in Arizona

How to get an SR22 Insurance in Arizona?

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What is an SR22 Insurance and why do I need it?

An SR22 insurance is needed by a state’s Department of Motor Vehicles (DMV) as confirmation that a driver meets the minimum basic requirements of vehicle liability insurance needed by the state. 

SR22 is basically a certificate of financial responsibility which is needed to reestablish your driving privileges after a driving infraction for example, a DUI conviction, an uninsured car crash/auto accident.

Though it is commonly referred to as “SR-22 insurance”, it’s not insurance. It is simply a document provided by the insurance company that proves the driver has the liability coverage on the car insurance policy required by the specific state.

 

SR22 Insurance in Arizona

If your license is suspended for any moving violations or you are convicted of a more serious driving-related offense then the Arizona Department of Transportation (ADOT) will likely need you to obtain an SR-22 from a licensed auto insurance company in order for you to get your license reinstated.

The SR22 insurance in Arizona certifies that you have the state-mandated minimum car insurance coverage required to drive or to have your license reinstated after being convicted of one of a few serious driving offenses.

SR-22 requirements in Arizona are unique to the state. So it’s important for you to understand how this will impact your insurance rate, driving record and other factors.

 

Who needs an SR22 Insurance in Arizona?

SR22 car insurance in Arizona is essential for drivers –

  • Convicted of DUI, DWI, or other major traffic violations.
  • With unpaid legal judgments.
  • Who were caught without auto insurance or were unable to show proof of insurance to the authorities.
  • Who were convicted of excessive violations within a short period of time.

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What is the basic minimum coverage amount to be purchased and maintained by all the drivers requiring an SR22 Insurance in Arizona?

The state of Arizona requires all drivers requiring an SR22 Insurance to have a basic minimum coverage of –

  • $15,000 bodily-injury liability for one person
  • $30,000 bodily-injury for two or more people
  • $10,000 property-damage liability

 

How do I get an SR22 Insurance in Arizona?

Your SR22 insurance in the state of Arizona can be acquired from your auto insurance provider who will file your SR22 form with the Motor Vehicles Department (MVD) in Arizona for a fee. You will receive a copy of the form along with a letter from the Motor Vehicles Department (MVD) in Arizona once your SR22 insurance filing has been accepted.

SR22InsuranceNow can help you in getting the cheapest SR22 Insurance in the state of Arizona. Our nationwide partnerships with top providers (Geico, State Farm, Progressive, Allstate & more) makes sure you get the cheapest SR22 insurance rates in Arizona. Call us now at 888-885-3948 to compare rates from top providers and get the best offer unique to your needs!

 

How much does an Arizona SR22 Insurance cost?

Your insurance provider will charge you a fee of $15 to $35 to file for an SR22 insurance in Arizona. But car insurance providers typically charge a higher premium for drivers having an SR22 certificate to account for the increased risk of claim payout.

The increase in premium amount you get depends on the provider you choose, severity of your driving violation, age, and some other factors.

You can check the table below to get an estimate of how much a Arizona SR22 Insurance is going to cost you – 

High Risk Rating Factor Average Annual Rate Increase vs. no violations
No Violations
$1,470
-
At-fault collision with damage over $2,000
$2,155
$685
Speeding of 21-25 mph over the limit
$1,944
$474
Reckless driving
$2,112
$642
Racing
$2,383
$913
Hit-and-run
$2,410
$940
DUI/DWI
$2,239
$769

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How long do I need an SR22 Insurance in Arizona?

The SR22 insurance in Arizona is to be maintained by a driver for a minimum of three years (36 months). If there is any lapse in coverage, the clock resets. Moreover, if you cancel/let your SR22 insurance policy lapse prematurely, your auto insurance provider will notify the state of Arizona and your driving privileges will be suspended. 

 

Non-Owner SR22 Insurance In Arizona

In Arizona, Non-owners SR22 insurance is required for drivers who drive a car but don’t own it. This includes coverage for any damage caused by the driver while driving. The cost of a non-owner SR22 insurance in Arizona depends on a few components including age, sexual orientation, postal division, conjugal status, driving record, and FICO score.

SR22InsuranceNow can help you in finding insurance companies in Arizona that offer non-owner SR22 insurance. It just takes a couple of minutes and you can have your non – owner SR22 documented on the same day. Call us at 888-885-3948 now!

 

Frequently asked questions related to SR22 Insurance in Arizona

1. Where can I get the cheapest SR22 Insurance in Arizona?

SR22InsuranceNow can help you find the cheapest SR22 Insurance in Arizona. Top cities covered -Phoenix, Tucson, Mesa, Chandler, Scottsdale, Glendale, Gilbert, Tempe, Peoria, Surprise, San Tan Valley, Yuma, Avondale, Goodyear, Flagstaff, Casas Adobes, Buckeye, Casa Grande, Lake Havasu city, Catalina Foothills and more.  

SR22InsuranceNow can help you in getting the cheapest SR22 in Arizona by letting you compare SR22 car insurance quotes from various top providers (Geico, State Farm, Progressive, Allstate etc) 

Call us now at 888-885-3948!

 

2. How to get cheapest SR22 Insurance in Arizona without a car?

If you don’t own a car, you have to get a Non – Owners SR22 Insurance. This insurance covers the cost of any damage caused by the driver while driving.

SR22InsuranceNow will help in finding insurance companies that offer the cheapest non-owner SR22 insurance in Arizona. It just takes a couple of minutes and you can have your non – owner SR22 documented on the same day. Give us a call at 888-885-3948 today!

 

3. Which companies offer cheap SR22 Insurance in Arizona?

Top insurance companies like State Farm, Geico, Allstate, Progressive and many more offer SR22 Insurance in Arizona. 

Call SR22InsuranceNow at 888-885-3948 and compare SR22 car insurance quotes from top providers (Geico, State Farm, Allstate, Progressive)

 

4. Which companies offer cheap Non – Owner SR22 Insurance in Arizona?

State Farm, Geico, Allstate Progressive and other top companies offer Non – Owner SR22 Insurance in Arizona. 

You can call SR22InsuranceNow (888-885-3948) and one of our executives will assist you in getting the cheapest Non – Owner SR22 Insurance plan now!

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