SR22 is a legal document, you are required to file to get your driver's license reinstated. The Florida SR22 insurance certifies that you have the minimum state-required car insurance coverage required to drive a vehicle and get your license reinstated. You will require a Florida SR22 insurance after being convicted of one of a few serious driving offenses.

  • DUI, DWI, or other major traffic violations.
  • You were involved in an accident where there was bodily injury, death, or damage to property and the driver did not have minimum liability insurance.
  • When there are unpaid legal judgments
  • Caught without auto insurance or are unable to show proof of insurance to the authorities.
  • When there are excessive violations within a short period of time
  • Failure to pay child support

What is the minimum coverage amount to be purchased and maintained in Florida?

The minimum coverage amount to be purchased in Florida:

  • $10,000 bodily injury per person per accident
  • $10,000 personal injury protection.
  • $10,000 property damage liability.
  • $20,000 bodily injury for all persons per accident.

What is the fine for driving without car insurance in Florida?

Driving without a license in Florida is considered a misdemeanor. A $20 fine is required for the first offense, you’ll also get four points on your license. On a second offense, you could get 15 days of jail time or be liable to pay a $500 penalty fee. You’ll also be required to pay a reinstatement fee of $150 - $200.

How Do I File a Florida SR22 Insurance form?

Filing an SR22 Certificate in the State of Florida is now easy. SR22Insurancenow can help you connect with top SR22 insurance providers in Florida, compare quotes, and save big. We’ll help you connect with experts who can get you the best SR22 Insurance quotes with a single phone call. Once you choose your SR22 insurance provider, they will file an SR22 insurance form for you for a minimum fee and submit the form to the Florida Department of State to be processed.

How much does an SR-22 cost in Florida?

Your insurance company will charge you a fee of $15 to $35 to file for SR22 insurance in Florida. Having an SR22 certificate in Tennessee will increase your premium amount. Depending on the provider you choose your driving violation, age, and other factors.

Here’s an example of an average SR22 insurance rate

High-risk rating factorAverage annual rateIncrease vs. clean record
No violations$2,309-
At-fault collision with dame of over $2,000$3,178$869
Speeding of 21-25 mph over the limit$2,338$579
Reckless driving$3,508$1,198

How long will I need an SR-22 in Florida?

You must maintain the Florida SR22 insurance for a minimum of three. However, Your exact requirement may vary depending on your violation and damage. Ensure that you contact your local DMV to find out how long your SR22 will be required.

NonOwner SR22 Insurance In Florida

Non Owner SR22 insurance in Florida is required by drivers who drive a car but don’t own it. This includes coverage for any damage caused by the driver while driving. The expense of a nonowner SR22 insurance strategy depends on a few components including age, sexual orientation, postal division, conjugal status, driving record, and FICO score. SR22InsuranceNow will help in discovering insurance agents that offer non-owner SR22 insurance in Florida. It just takes a couple of minutes and you can undoubtedly have your SR22 documented today!

Florida Laws & Penalties

You are not allowed to drive a motor vehicle in Florida when your blood alcohol concentration (BAC) reaches .08 for all drivers, 0.02 for drivers below the age of 21, and 0.04 for commercial drivers. The penalties include fines between $500 -$2000 (if BAC is 0.08% or below), imprisonment up to 6 months, community service, and license cancellation.