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An SR-22 is often required to restore or maintain the drivers right to driving privileges after they commit any traffic-related offences. At times it could also be termed as an SR22 or a Certificate of Financial Responsibility. Different states have different regulations, but generally, you may need SR22 insurance if one of the following applies to you:
You were found guilty of a major moving violation, like a DUI or DWI
You were found at fault for an accident while driving without insurance
You’ve received too many citations within the period specified by the state
You’ve had your license suspended or revoked due to traffic violations
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