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Suspended License? File Your SR-22 in Minutes

Instant SR‑22 & FR-44 electronic filings. We compare multiple carriers to find the lowest rate for your situation.

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Instant DMV Filing High-Risk Specialists No Hidden Fees
Nationwide Coverage
DUI / DWI
Non-Owner Policy
Same-Day Filing
State Requirements

Do You Need an SR‑22?

An SR‑22 is a certificate of financial responsibility often required by the state to reinstate your license after specific driving incidents.

Suspended License
Mandatory to reinstate your driving privileges following a license suspension or revocation.
Serious Violations
Required by the court or DMV following a conviction for DUI, DWI, or reckless driving.
Driving Uninsured
Necessary if you were cited for driving without insurance or involved in an at-fault accident.
Repeat Offenses
Often required for drivers who accumulate excessive points or citations within a short timeframe.
Reinstatement in 3 Simple Steps
We streamlined the process so you can get back on the road without the headache.
1
Call Us Free
Speak to a specialist in seconds. Tell us your situation, and we'll instantly check rates from multiple carriers.
2
Compare & Choose
We present the lowest quotes tailored to your record (DUI, non-owner, etc.). You pick the best plan.
3
Instant Filing
We electronically file your SR-22/FR-44 certificate to the DMV immediately. You're legal to drive.
Why Choose SR22Now?
We are the specialists in high-risk insurance solutions.
Fastest Turnaround
Don't wait days for paperwork. Our electronic integration with the DMV means your filing is processed in minutes.
Competitive Rates
We leverage our network of 40+ carriers to force them to compete for your business, ensuring you get the lowest price.
Privacy First
Your information is secure. We connect you directly with agents without selling your data to hundreds of lead buyers.
Why Drivers Trust Us for Reinstatement
We specialize in high-risk insurance. While other brokers turn you away, we find you the lowest rate and get you filed fast.
Instant DMV Notification
We don't wait. We transmit your certificate electronically while you are on the phone.
Non-Owner Specialists
Don't own a car? We have specialized low-cost policies that cover you to drive any vehicle.
Wholesale High-Risk Rates
We have exclusive access to carrier rates designed for DUI/DWI and multiple violation records.
Why SR-22 Now
Before You Call
Prepare for Your Call
To get the fastest quote and immediate filing, having a few details ready helps our agents process your request in minutes.

Driver's License Number

Have your DL number handy for the quickest quote lookup.

Case or Ticket Number

If applicable, helps us identify the exact filing type (SR-22 vs FR-44).

5-10 Minutes

That's all it takes. Most emergency filings are completed in under 7 minutes.

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By submitting, I consent to receive autodialed and/or prerecorded calls and texts about SR‑22 insurance quotes, even if my number is on a Do Not Call list. Consent is not a condition of purchase.
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Find Requirements by State

SR‑22 rules vary significantly. Select your state to see specific costs and limits.

View all 50 states
ArizonaCaliforniaFlorida (FR44)GeorgiaIllinoisIndianaMichiganMissouriOhioTexasVirginia (FR44)Washington

Expert Insurance Advice

Filing tips and troubleshooting guides to help you save money and avoid disasters.

The Real Cost of High-Risk Driving: Fees, Surcharges, and Credit Impact
An SR-22 affects your finances far beyond the monthly premium. We break down the administrative fees, actuarial surcharges, and the long-term impact on your credit-based insurance score.
Learn More
Emergency Reinstatement: 24-Hour Checklist and Handling Cancellations
Whether you're filing for the first time or your carrier just dropped you, speed is mandatory. Learn how to secure a filing in under 24 hours.
Learn More
Owner vs. Operator Certificates: Solving Out-of-State Filings
Choosing the wrong certificate type is the #1 reason for reinstatement delays. We clarify the SR-22 vs. SR-22B distinction and explain the technical steps for cross-state compliance.
Learn More
The Non-Owner SR-22 Loophole: Reinstating Your License Without a Car
If you don't own a vehicle, a non-owner SR-22 is the absolute fastest and most cost-effective way to get your license back. Discover how this specific policy type functions as a legal loophole for reinstatement.
Learn More

Frequently Asked Questions

Common questions about getting back on the road.

In most cases, we can file your certificate electronically immediately after you purchase your policy. You will receive a copy via email within minutes to take to the DMV.

Yes, if the state requires an SR-22 for reinstatement. You will need a "Non-Owner SR-22 Policy." This covers you when driving any vehicle you don't own and satisfies the state's requirement.

The filing fee itself is small (usually $15-$25), but the underlying insurance premium depends on your driving record, age, and location. We compare multiple carriers to find the lowest possible rate for your specific situation.

Drivers with serious violations such as DUIs, reckless driving, driving without insurance, or multiple at-fault accidents are often ordered by the court or DMV to file an SR-22 to reinstate their license.

In most states, the mandatory filing period is three consecutive years. However, this can vary by state and violation type (e.g., Alaska is often 5 years). Always verify your specific end date with the DMV.

View all FAQs

Need SR‑22 Insurance Right Now?

Our live agents are standing by to help you find licensed, local insurance experts.

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