SR22 Insurance in Illinois

In Illinois, if your license has been suspended for any moving violations or you have been convicted of a more serious driving-related offense then The Driver Services Department of Illinois Secretery of State will likely need you to obtain an SR-22 from a licensed auto insurance company to get your license reinstated.

SR22 insurance in Illinois certifies that you have the state-mandated minimum car insurance coverage required to drive or to have your license reinstated after having been convicted of one of a few serious driving offenses.

SR-22 requirements in Illinois are unique to the state. So it’s important for you to understand how this will impact your insurance rate, driving record and other factors.

In Illinois, drivers who’ve had their licenses suspended after being convicted of one or more of the below listed infractions need to file an SR22 certificate to get their license reinstated–

The state of Illinois requires a minimum auto insurance coverage of

Your SR22 insurance in the state of Illinois can be acquired from your auto insurance provider who will file your SR22 form with Illinois Secretery of State Driver Services Department for a fee.

SR22InsuranceNow can help you file SR22 in Illinois. Just give us a call at 888-885-3948 (tollfree). An SR22 specialist will get you free SR22 quotes from top providers in Illinois. You can compare rates and save big!

All this can happen just over a phone call. Once you choose the provider, they will file SR22 on your behalf with The Driver Services Department of Illinois Secretery of State for a minimum fee. You will receive a copy of the form and a letter from the Driver Services Department once your SR22 insurance form filing has been accepted.

All this can happen just over a phone call. Once you choose the provider, they will file SR22 on your behalf with The Driver Services Department of Illinois Secretery of State for a minimum fee. You will receive a copy of the form and a letter from the Driver Services Department once your SR22 insurance form filing has been accepted.

In Illinois, your insurance provider will charge you a filing fee of $20 to $50 to file for an SR22. However the filing fee isn’t the most expensive part of the SR22 Insurance. Once you are asked to get an SR22 Insurance, you are termed as a “high-risk” driver by the state of Illinois and most of the auto insurance providers, resulting in higher insurance premiums hitting your wallet hard.

The increase in premium amount you pay depends on the provider you choose, severity of your driving violation, age, and many other factors.

You can check the table below to get an estimate of how much does a SR22 insurance cost in Illinois after being convicted of one of the below mentioned driving infractions-

In Illinois, all drivers requiring an SR22 insurance must maintain it for a minimum of three years (36 months). On committing further violations, you may be asked to maintain the SR-22 for an extended period of time up to five years.

If you cancel or let your SR22 insurance policy lapse prematurely, your auto insurance company will file an SR26 with The Driver Services Department of Illinois Secretery of State, informing them about the lapse in your SR22. After which the Driver Services Department will suspend your driving privileges until you get your SR22 renewed.

In Illinois, Non Owner SR22 insurance is required for drivers who drive a car but don’t own it. This includes coverage for any damage caused by the driver in an accident.

The cost of a non-owner SR22 insurance in Illinois depends on a few components including age, sexual orientation, postal division, conjugal status, driving record, and FICO score.

SR22InsuranceNow can help you find top insurance providers in Illinois that offer non-owner SR22 insurance. It just takes a couple of minutes and you can have your non – owner SR22 documented on the same day. Call us at 888-885-3948 today!

In Illinois, if you are required to file SR-22 but you don’t own a car, you have to get a Non – Owner SR22 Insurance. This insurance covers the cost of any damage caused by the driver while driving.

The best way to get cheap SR22 insurance even if you don't own a car is to shop around and get quotes from multiple providers and compare rates. SR22InsuranceNow can help you get FREE SR22 insurance quotes from top insurance providers. You can compare rates and save big!

Call us now at our toll-free number 888-885-3948.

According to the state of Illinois, anyone who operates a vehicle with a blood alcohol content (BAC) of .08% or more has done a serious DUI offense.

The penalties for these include jail time up to 364 days, fines up to $2,500, community service (if BAC is 0.16%), alcohol/drug evaluation treatment, and a license suspension of 12 months. You will be asked to file an SR22 in Illinois in any of these cases.

High risk drivers in Illinois have got the option to deposit securities/cash worth at least $70,000 with the state treasurer in place of a standard SR-22 policy.

They are also allowed to file a real estate or a surety bond after court approval as an alternative to filing SR-22. If you are a resident of another state, you can complete an affidavit waiving the SR-22 policy requirements in Illinois.

An SR-22 policy in Illinois for the state minimum DUI coverage costs an average of $1,149 on an annual basis. However if you are an individual with a clean driving history, you are required to pay roughly around $570 for the similar annual coverage.

You can verify the submission of your SR-22 form with The Driver Services Department. You can also check if your driving privileges has been reinstated or not by calling 217-782-3720 and providing your driving license and Social Security number.