Non owner SR22 insurance policy is for people who do not own a car. The policy is required when you are driving a private passenger vehicle that you have no ownership of. Please note that you and only you are insured on the policy. A non owner policy will help you reinstate your driving privilege by adding an SR22 certificate to the policy. This government-mandated action to carry an SR22 auto insurance applies to all suspended drivers whether they own a car or not.
Non owner SR22 insurance is for drivers who need an SR22 certificate filed but do not own a car. If your driver’s license is suspended due to driving under the influence, accidents, or driving without insurance, DMV will require SR22 insurance from you whether you own a car or not. A non owner policy will help you reinstate your driving license by adding an SR22 certificate of financial responsibility to the policy.
Non-owner SR22 insurance has limitations
SR22 insurance requirement changes from state to state depending on why the SR22 policy was required. Usually, it is required for 3-years from the time your driving license got suspended.
Non-owners SR22 insurance policy is designed for drivers who do not own a vehicle but are required to have SR-22 insurance to reinstate their driving license. A non owners SR22 insurance will provide cover against liability claims in the vehicles you drive, while also keeping the state up to date about your car insurance currency.
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