SR22 Insurance in Colorado

Compare and Save on SR-22 Insurance From Top Providers in Colorado

Quick Info: Find Top SR22 Insurance Providers in Colorado

SR22 is a legal certificate required by the state's Department of Revenue - Division of Motor Vehicles (DMV) as proof that you hold the minimum amount of vehicle liability insurance required to drive a car.

An SR22 insurance certificate is required to reinstate your driving license after a driving violation such as a DUI conviction or auto accident.

Who needs Colorado SR22 insurance?

In Colorado, SR-22 car insurance is necessary for drivers

Who are caught driving with a suspended or revoked license

Who are uninsured and found to be at fault in an accident

Who are convicted of driving under the influence, driving with impaired ability or any other serious moving violation

What is the minimum coverage needed for motorists requiring SR22 in Colorado?

According to Colorado state law, all drivers must maintain vehicle liability insurance on all registered vehicles. The State of Colorado requires all drivers must carry a minimum liability insurance coverage amounts of:

$25,000 bodily injury per person in an accident

$50,000 bodily injury for two or more people per accident

$15,000 property damage

How to Get SR-22 Insurance in Colorado?

Your SR22 insurance in the state of Colorado can be acquired from your auto insurance provider who will file your SR22 form with The Colorado Department of Revenue - Division of Motor Vehicles (DMV) for a fee.

Alternatively, you can also contact SR22InsuranceNow. It’ll help you connect with SR22 specialists who can get you FREE SR22 insurance quotes from top insurance companies with a single phone call. You can compare rates and choose the one that works best for you.

Once you choose your SR22 insurance provider, they will file SR22 insurance form for you for a minimum fee and submit the form with The Colorado Department of Revenue - Division of Motor Vehicles (DMV). Just give us a call at 888-885-3948.

Non Owner SR22 Insurance in Colorado

Non Owner SR22 insurance in the state of Colorado is required for drivers who drive a car but don’t own it. This includes coverage for any damage caused by the driver while driving.

The cost of a non-owner SR22 insurance in Colorado depends on a few factors including age, sexual orientation, postal division, conjugal status, driving record, and FICO score.

If you need Non Owner SR22 insurance in Colorado, count on SR22InsuranceNow to find the best policy and rate for your needs. It just takes a couple of minutes and you can have your Non Owner SR22 documented on the same day. Call us at 888-885-3948 today!

How much does an SR-22 cost in Colorado?

Your insurance company will usually charge you a filing fee of $25 to $50 for SR22 insurance in Colorado. However, with the SR22 certificate in Colorado, your insurance premium amount will increase depending on your traffic violation, and other factors such as your age, driving history, and more.

High-risk rating factor	Average annual rate	Increase vs. no violations
No violations	$1,757	-
At-fault collision with damage over $2,000	$2,459	$702
Speeding with 21-25 mph over the limit	$2,068	$311
Reckless driving	$2,383	$626
Racing	$2,537	$779
Hit-and-run	$2,567	$810
DUI/DWI	$2,359	$601

How long will I need an SR-22 in Colorado?

You will be required to maintain the SR22 insurance for nine months to three years depending on the situation. You should renew your SR22 insurance in Colorado at least 15 days before the expiration date. Your insurer will notify the Colorado Division of Motor Vehicles if you allow your insurance to lapse. This will lead to the suspension of your driving license until the SR22 is renewed.

What happens after my SR22 Insurance expires?

Once an SR22 expires or is canceled, the insurance company will issue an SR-26 certifying the cancelation of the policy.

Colorado Laws & Penalties

State of Colorado uses SR22 as a financial responsibility certificate. One may ask to file SR22 insurance for multiple reasons. Drink and drive is one such situation where your driver’s license gets suspended if the BAC is 0.08% or higher.

Penalties for DUI/DWI violations include jail time, fines, community service, and installation of IID.

If you are using SR22 insurance to cover your financial responsibility requirements then you will need one additional piece of documentation. This documentation can be a notarized promissory note, a notarized waiver of security financial responsibility., payment to any individuals you are liable to after the collision, a form proving your bankruptcy after the collision.

Conviction	1st Offense	2nd Offense	3rd Offense
Fine	$200-$500 (DWAI)	$600-$1000 (DUI)	$600-$1500 (DWAI/ DUI)
Jail Sentence	2 days-180 days (DWAI)	5 days-1 year (DUI)	10 days-1year (DUI/DWAI)
License Suspension	None (DWAI)	9 months (DUI)	12 months (DUI/ DWAI)

Who requires Ignition Interlock Device(IDD) in the state of Colorado?

Individuals whose driver's license has been suspended due to one of the following reasons are required to install an IID:

Having BAC (Blood Aalcohol Ccontent) of 0.15% or greater.

Having two or more DUI/DWAI convictions.

Refusing to get tested when requested by the arresting officer.

Get a Free, No-obligation SR22 Auto Insurance Quote

Currently Insured

Disclaimer

sr22insurancenow.com is not an insurance company. We have a large network of licensed insurance agents across the US. Once you have submitted your information to our system, sr22insurancenow.com may instantly match you with local agents in your area. Those agents will run free insurance quotes for you and provide those quotes via the information you have provided. This process may save you time and money because you can compare rates from multiple companies without having to contact numerous agents and provide your information several times. This website is not a substitute for legal advice, so when in doubt, check with your local courthouse, DMV, or legal advisor about your specific SR22 needs. All logos, brand names, trademarked words used in this site are owned by respective owners of the brands. sr22insurancenow.com doesn’t have any rights on any of the brand names or logos mentioned over here.

Call Us Now

SR22 Insurance in Colorado

SR22 Locations

Quick Links

Company

Disclaimer