How to get an SR22 Insurance in Wisconsin?
What is an SR22 Insurance and why do I need it?
An SR22 insurance is needed by a state’s Department of Motor Vehicles (DMV) as confirmation that a driver meets the minimum basic requirements of vehicle liability insurance needed by the state.
SR22 is basically a certificate of financial responsibility, which is needed to reestablish your driving privileges after a driving infraction for example, a DUI conviction, an uninsured car crash/auto accident.
Though it is commonly referred to as “SR-22 insurance”, it’s not insurance. It is simply a document provided by the insurance company that proves the driver has the minimum liability coverage on the car insurance policy required by the specific state.
SR22 Insurance in Wisconsin
If your license is suspended for any moving violations or you are convicted of a more serious driving-related offense then the Department of Motor Vehicles (DMV) in Wisconsin will likely need you to obtain an SR-22 from an auto insurance company in order for you to get your driving license reinstated.
The SR22 insurance in Wisconsin certifies that you have the state-mandated minimum car insurance coverage required to drive or to have your license reinstated after being convicted of one of a few serious driving offenses.
SR-22 requirements in Wisconsin are unique to the state. So it’s important for you to understand how this will impact your insurance rate, driving record and other factors.
Who needs an SR22 Insurance in Wisconsin?
In Wisconsin, SR22 insurance is essential for drivers –
- Whose license gets suspended or revoked due to a DUI/DWI
- Who were caught without auto insurance or were unable to show proof of insurance to the authorities.
- Whose license was suspended after hit-and-run, vehicular manslaughter, committing perjury regarding vehicle registration or a driver’s license application
What is the minimum liability coverage amount to be purchased and maintained by all the drivers requiring an SR22 in Wisconsin?
The state of Wisconsin requires all drivers requiring an SR22 Insurance to have a minimum liability coverage of –
- $25,000 for bodily injury to or death to one person in any one accident.
- $50,000 for bodily injury to or death to two or more persons in any one accident.
- $10,000 for injury to or destruction of others’ property in an accident.
How do I file an SR22 Insurance form in Wisconsin?
Your SR22 insurance in the state of Wisconsin can be acquired from your auto insurance provider who will file your SR22 form with the Department of Motor Vehicles (DMV) for a fee. You will receive a copy of the form along with a letter from the Department of Motor Vehicles (DMV) once your SR22 insurance filing has been accepted.
SR22InsuranceNow can help you in getting the cheapest SR22 Insurance in the state of Wisconsin. Our nationwide partnerships with top providers (Geico, State Farm, Progressive, Allstate & more) makes sure you get the cheapest SR22 insurance rates in Wisconsin.
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How much does an SR22 Insurance cost in the state of Wisconsin?
In Wisconsin, your insurance provider will charge you a filing fee of $15 to $35 to file for an SR22 insurance. But car insurance providers typically charge a higher premium for drivers having an SR22 certificate to account for the increased risk of claim payout.
The increase in premium amount you get depends on the provider you choose, severity of your driving violation, your age, and many other factors.
You can check the table below to get an estimate of how much does a SR22 insurance cost in Wisconsin after being convicted of one of the below mentioned driving infractions-
|High Risk Rating Factor||Average Annual Rate||Increase vs. no violations|
At-fault collision with damage over $2,000
Speeding of 21-25 mph over the limit
How long do I need to carry an SR22 in Wisconsin?
In Wisconsin, all drivers requiring an SR22 insurance must maintain it for a minimum of three years (36 months) from the date their licenses are eligible to be reinstated. If you cancel/let your SR22 insurance policy lapse prematurely, your auto insurance provider will notify the DMV. The DMV might suspend your driving privileges until you get your SR22 renewed.
Letting your SR-22 coverage lapse can also result in increased reinstatement fees and increased cost of car insurance.
Non-Owner SR22 Insurance In Wisconsin
In Wisconsin, Non-owner SR22 insurance is required for drivers who drive a car but don’t own it. This includes coverage for any damage caused by the driver while driving. The cost of a non-owner SR22 insurance in Wisconsin depends on a few components including age, sexual orientation, location, conjugal status, driving record, and FICO score.
SR22InsuranceNow can help you in finding insurance companies in Wisconsin that offer non-owner SR22 insurance. It just takes a couple of minutes and you can have your non – owner SR22 documented on the same day.
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Frequently asked questions related to SR22 Insurance in Wisconsin
1. Where can I get the cheapest SR22 in Wisconsin?
SR22InsuranceNow can help you find the cheapest SR22 in Wisconsin. Top cities covered are Milwaukee, Madison, Green Bay, Kenosha, Racine, Appleton, Waukesha, Eau Claire, Oshkosh, Janesville, West Allis, La Crosse, Sheboygan, Wauwatosa, Fond du Lac, New Berlin, Wausau, Brookfield, Menomonee Falls, Greenfield Beloit, Oak Creek and more.
SR22InsuranceNow can help you in getting the cheapest SR22 in Wisconsin by letting you compare SR22 car insurance quotes from various top providers (Geico, State Farm, Progressive, Allstate etc)
Call us now at 888-885-3948!
2. How to get cheapest SR22 Insurance without a car in Wisconsin?
In Wisconsin, if you don’t own a car, you have to get a Non – Owners SR22 Insurance. This insurance covers the cost of any damage caused by the driver while driving.
SR22InsuranceNow will help in finding insurance companies that offer the cheapest non-owner SR22 in Wisconsin. It just takes a couple of minutes and you can have your non – owner SR22 documented on the same day.
Give us a call at 888-885-3948 today!
3. Which companies offer cheap SR22 in Wisconsin?
In Wisconsin, top insurance companies like State Farm, Geico, Allstate, Progressive and many more offer SR22 Insurance.
Call SR22InsuranceNow at 888-885-3948 and compare SR22 car insurance quotes from top providers (Geico, State Farm, Allstate, Progressive)
4. Which companies offer cheap Non – Owner SR22 Insurance in Wisconsin?
State Farm, Geico, Allstate Progressive and other top companies offer Non – Owner SR22 Insurance in Wisconsin.
You can call SR22InsuranceNow (888-885-3948) and one of our executives will assist you in getting the cheapest Non – Owner SR22 Insurance plan now!