Legal & Compliance Center

1. Terms of Use

Please read these Terms of Use ("Terms") carefully before using the SR22Now website (the "Site") operated by us. Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Service.

A. Service Description & Disclaimers

SR22Now is a free online referral service. We connect consumers with third-party insurance carriers, agencies, and brokers ("Providers").

• We are not an insurance carrier, underwriter, or a licensed insurance agency.
• We do not issue insurance policies, bind coverage, or make decisions regarding policy eligibility or rates.
• Your request for a quote is not an application for insurance. Quotes provided by third parties are estimates and are not guaranteed until a formal application is processed by the carrier.
• We do not endorse or guarantee the products or services of any specific Provider. Your relationship with any insurance provider is solely between you and that provider.

B. TCPA Consent & Communications

By submitting your contact information on our Site, you provide your express written consent to be contacted by SR22Now and our network of insurance providers via:

• Telephone calls (including the use of automated dialing systems and prerecorded messages).
• SMS/MMS text messages.
• Email communications.

You acknowledge that this consent applies even if your number is currently listed on any federal, state, or internal "Do Not Call" registry. You understand that message and data rates may apply. Consent is not a condition of purchase; you may opt-out at any time.

C. Limitation of Liability

In no event shall SR22Now, nor its directors, employees, or partners, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, or use, resulting from your access to or use of the Site or any third-party services linked from this Site.

2. Privacy Policy

This Privacy Policy describes how SR22Now collects, uses, and shares your personal information. We are dedicated to maintaining the transparency of our data practices and protecting your right to privacy.

Information Collection Methods

Information You Provide: We collect identifying information when you voluntarily fill out our forms, including your full name, email address, phone number, physical address, and details regarding your driving record (e.g., DUI history, license status).

Automatic Data Collection: When you access our Site, we automatically gather technical data, including:

• Log Data: IP address, browser type, operating system, and the referring URL.
• Usage Data: Pages visited, time spent on the site, and interaction with our referral links.
• Cookies: We use cookies to improve functionality and analyze traffic patterns. You can manage cookie settings through your browser.

How We Share Your Information

To fulfill your request for insurance information, we share your data with:

• Insurance Partners: Vetted carriers and agencies who can provide the SR‑22 or FR-44 products you require.
• Service Providers: Third-party vendors who assist with our technical operations, such as hosting and data analytics.
• Legal Mandates: If required by law or to protect our legal rights, we may disclose information to regulatory or law enforcement authorities.

3. CCPA State Disclosures

This section provides additional disclosures required by the California Consumer Privacy Act (CCPA) and similar state privacy laws. It applies solely to residents of California and other applicable jurisdictions.

Categories of Personal Information Collected

In the preceding 12 months, we have collected the following categories of personal information for business purposes:

1. Identifiers: Name, alias, postal address, unique personal identifier, IP address, and email address.
2. Protected Classifications: Age and biological sex (required for actuarial risk calculations by insurance partners).
3. Commercial Information: Records of insurance products or services considered or requested.
4. Internet Activity: Browsing history and interaction with our website or advertisements.
5. Geolocation Data: Physical location based on IP address and ZIP code.

Your Consumer Rights

Eligible residents have the following rights:

• Right to Know: The right to request a disclosure of the categories and specific pieces of personal information we have collected.
• Right to Delete: The right to request the deletion of your personal data, subject to legal and regulatory retention exceptions.
• Right to Opt-Out: The right to direct a business that sells or shares personal information not to do so.
• Right to Non-Discrimination: We will not deny service or provide a different level of quality if you exercise these rights.