SR22 Insurance From GEICO: Is GEICO right for me?


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With SR22 liability, your car insurance rates can increase up to 60%. For example, for a 40-year-old driver with no previous violations, the average annual cost of car insurance after filing SR22 could be $2,531 for full coverage, an increase of $1,104 and $1,079 for the minimum required coverage, an increase of $473. That is a lot of dollars going into insurance.

GEICO is the second-largest auto insurer in the U.S., insuring more than 28 million vehicles across more than 17 million auto policies that offer DUI insurance or SR22 insurance at great rates.

GEICO offers an annual average premium with SR-22 and DUI at around $1,718

StateAnnual average premiumAnnual average premium with SR-22 and DUIPercent increase
Arizona$1,008$1,71870.44%
California$369$992168.83%
South Carolina$511$1,303154.99%
Illinois$1,285$2,19070.43%
Texas$1,030$1,80475.15%
Florida$984$2,385142.38%
Wisconsin$628$1,00259.55%%
Ohio$425$948123.06%
Tennessee$492$1,398184.15%
Virginia$529$1,322149.91%
Oregon$1,403$2,58684.32%
Indiana$601$1,266110.65%

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Why Choose GEICO as your SR22 insurance provider?

Overview of GEICO ratings:

  • GEICO has a 4.5★ rating on WalletHub
  • GEICO is Ranked 2nd among major car insurance companies, according to WalletHub’s research.
  • Top Discounts – Vehicle safety (up to 40%), good driver (up to 26%), military (25%), and multi-vehicle (25%).

GEICO is one of the best auto insurance companies for drivers of all types, GEICO car insurance is especially good for tech-savvy, budget-conscious drivers.

GEICO SR-22 insurance covers drivers classified as “high-risk” by their state’s department of motor vehicles. Although high-risk insurance is often called SR-22 insurance, SR22 is actually a form required by the court or state, verifying that a driver has auto insurance liability coverage needed to drive on the road. GEICO will file the SR22 on behalf of its policyholders. The filing fee, in most states, is $25.

GEICO has a history of working with high-risk drivers in helping them maintain their insurance and driving privileges valid. The biggest cost of SR22 insurance comes in the form of higher premiums. Premiums can rise 25% or more after a driving violation, depending on the type of violation as well as the driver’s age and location.

Time and a clean record will bring premiums down in the long run. Meanwhile, GEICO discounts—such as those for airbags (25%-40% off personal injury protection), anti-theft systems (25% off comprehensive coverage), or anti-lock brakes (5% off collision coverage)—may partially offset increases. The best way to get an accurate, personalized SR22 insurance quote is through GEICO’s website.

How can I get an SR-22/FR-44 from GEICO?

You need to be a GEICO customer to obtain SR-22 from GEICO. If you are currently insured with GEICO, call Customer Service at (877) 206-0215. They will review your existing policy and initiate the process of filing SR-22 with your state DMV on your behalf.

If you don't have an active policy with GEICO, you will need to start one by getting a free car insurance quote from GEICO.

Does GEICO offer non owner SR-22 Insurance?

Yes. GEICO offers non owner car insurance for drivers who don't own a car but still need to be insured. The costs for non-owners SR-22 vary by your age, gender, ZIP code, and reason for the additional layer of coverage. It’s best to call and speak with an agent for more information.

Does GEICO insure you if you have a DUI?

Yes, you can still get SR-22 Insurance from GEICO even if you have a DUI. For DUI violations, GEICO requires that you have a minimum of 35 months of clean driving before you qualify for normal auto insurance rates following a DUI.

How much does GEICO SR22 insurance cost?

GEICO SR22 insurance rates are usually lower than most companies. Bodily injury coverage premiums for a person with DUI can be up to 60% more expensive than car insurance without a DUI. A 45-year-old with a DUI can expect a monthly premium of $101 / month.

The best way to find cheap SR22 insurance is to browse around and get quotes from different providers to compare rates. You can call us at our toll-free number 888-885-3948. One of our executives will help you get FREE SR22 insurance quotes from top insurance companies. You can compare rates and save big!

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