Does Dairyland File an SR-22?
That is their wording, not ours. “Most often” and “in most states” are their words, not a guarantee. The harder question is whether they will write a policy for your record at all, and at what price.
Calls go to SR-22 Now, not to Dairyland. We compare them against other carriers.
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What Dairyland says, in its own words
Every statement on this page about what Dairyland does is quoted from Dairyland's own SR-22 page. The central sentence is this: “At Dairyland, most often we file your SR22 for free as part of your policy” Dairyland is a brand. Its property and casualty coverages are underwritten by a member of the Sentry Insurance Group, Stevens Point, WI. Nothing here is our characterisation of how they underwrite, because we cannot see that and neither can any other site.
What is settled, and what is not
Strengths
They say it themselves
The filing claim on this page is Dairyland's own sentence, published on their own domain, and it is quoted rather than summarised.
The filing is the easy part
Once a carrier agrees to write you, transmitting the certificate is routine. The state's own fee is small and fixed.
Considerations
Saying they file is not saying they will write you
Whether any carrier will write a given record, in a given state, is underwriting. No carrier publishes who it declines, so the only reliable way to find out is to ask with your record in front of you.
Read the limit in their own sentence
“Most often” and “in most states” are their words, not a guarantee.
How to get a real answer
Three steps, none of which involve trusting a page like this one.
- 01
Ask them directly
If you already hold a Dairyland policy, ask whether they will add an SR-22 filing in your state. That is a question only they can answer.
- 02
Ask what changes at renewal
Adding a filing to an existing policy and being written fresh with one are different decisions, and carriers treat them differently.
- 03
Compare at the same time
Carriers that specialize in high-risk filings say so plainly on their own sites, and comparing costs nothing.
What it costs, and who decides
We have no published Dairyland figure to give you, and would not invent one. The fee below is the STATE's charge, not the carrier's: it is small, fixed, and in the four states that do not use SR-22 at all there is no filing fee because there is no filing. The premium is the part that moves, and it is set against your record by whoever writes the policy.
Dairyland, quoted
What they state
“At Dairyland, most often we file your SR22 for free as part of your policy”
And alongside it
“In most states, we can also send your SR22 to the state electronically the same day—and with no filing fee.”
What it still does not settle
Whether any carrier will write a given record, in a given state, is underwriting. No carrier publishes who it declines, so the only reliable way to find out is to ask with your record in front of you.
Does Dairyland offer SR-22 insurance?
- Does Dairyland file an SR-22?
- Yes, and it is one of the few carriers that says so without hedging: “We can help by issuing your SR22 right away and letting the state know you're covered—with no filing fee—and often within the same day.”
- Does Dairyland charge a filing fee?
- It says usually not: “At Dairyland, most often we file your SR22 for free as part of your policy. Some companies and agencies might charge you a fee.” The word “most often” is theirs. The state's own fee still applies and is typically $15 to $25.
- How fast does the filing reach the state?
- “In most states, we can also send your SR22 to the state electronically the same day—and with no filing fee.” Both hedges, “in most states” and “can”, are Dairyland's.
- Can I buy an SR-22 policy online?
- Dairyland says yes for a standard policy: “Dairyland offers policies with an SR22 you can purchase online.” A non-owner policy is different, and it says so.
- Does Dairyland write a non-owner SR-22?
- Yes: “You can get SR22 insurance if you don't own a vehicle with our non-owner insurance policy.” But not through the website: “To get a non-owner policy, work with your insurance agent or insurance provider.”
- Are there different kinds of SR-22 form?
- Dairyland explains three, which most carriers do not. An operator's certificate is for drivers who borrow or rent rather than own; an owner's certificate covers a vehicle you own; and an owner-operator certificate covers both. Which one applies is set by your state and your situation.
- Does Dairyland handle the FR-44?
- Yes, in the only two states that use it: “Only Florida and Virginia use FR-44s. In other states, this filing is referred to as an SR-22.” It adds that it can “issue your FR-44 immediately, with same-day electronic filing in Florida and Virginia.”
- Does the FR-44 filing cost anything?
- In Florida, Dairyland says not: “In Florida, Dairyland doesn't charge a fee for FR-44 filings.” It does not make the same statement for Virginia on that page.
- Is anyone excluded from a Dairyland FR-44?
- Dairyland says so directly: “In Florida, some limitations apply regarding drivers and policy types that qualify for FR-44s.” It does not list them, and points you to a phone call.
- How long will I need the filing?
- Dairyland declines to generalize, which is the correct answer: “Each state has its own SR22 coverage requirements for drivers, and all are subject to change.” Your state sets the period.
- Who actually underwrites a Dairyland policy?
- Dairyland publishes that its property and casualty coverages are underwritten by member companies of the Sentry Insurance group. The certificate is filed by whichever of those writes your policy.
- Does that mean Dairyland will insure me?
- Whether any carrier will write a given record, in a given state, is underwriting. No carrier publishes who it declines, so the only reliable way to find out is to ask with your record in front of you.
- How much is the filing fee itself?
- $15 to $25 in most states. That is the state's charge for processing the certificate, not Dairyland's price for the policy, and the four states that do not use SR-22 charge nothing because there is nothing to file. What you pay Dairyland is a premium, set against your record.
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SR-22 rules in all 50 states
What the certificate has to show, how long you carry it, and what the state charges are set where you live. The carrier files it; the state decides what it says.
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The question a page cannot answer
Whether Dairyland or anyone else will write your record, and what they would charge, comes down to your state and your history. A licensed agent can compare carriers that file SR-22s in your state and tell you what one would cost. It takes about three minutes and the referral is free.
SR-22 Insurance Now is an independent referral service. We are not an insurance agency, we are not affiliated with Dairyland, and Dairyland has not reviewed this page. Quotations are from dairylandinsurance.com, read on 2026-08-24.