Independent Provider Review

Analyzing 21st Century & The SR-22 Mandate

Specializing in no-frills, high-value insurance, 21st Century provides a straightforward path to license reinstatement for budget-conscious drivers.

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Value-First Reinstatement

Part of the Farmers Insurance Group, 21st Century focuses on providing essential coverage without the overhead of local agents. This makes them a competitive choice for SR-22 filings in states like California and Texas.

Service Strengths
  • Low Overhead

    Direct-to-consumer model often results in more affordable high-risk premiums.

  • Simple Policy Structure

    Easy-to-understand coverage options tailored for basic compliance.

  • Farmers Network

    Reliable claims support through the extensive Farmers Insurance network.

Analysis Considerations
  • Limited Interaction

    Less personalized support than agent-led mutual carriers.

  • Rating: 3.9/5

    Good value for budget-conscious drivers with minor violations.

21st Century Filing Workflow

The streamlined path to legal status.

01

Verification Call

Contact their specialized high-risk desk to verify state requirements.

02

Fee Calculation

21st Century calculates the state-specific filing fee for your order.

03

DMV Transfer

The certificate is transmitted to your DMV, typically in 1-3 business days.

Estimated Financial Impact

Filing Fee: $15 - $35 (Provider Standard)

Premium Surcharge: $40 - $75/mo estimated average surcharge.

Strategic Marketplace Insight

Often the price leader for simple SR-22 filings in CA and TX due to their lean administrative model.

Filing Capabilities

DUI Acceptance

Accepts drivers with minor and major violations, including alcohol offenses.

Basic Liability

Specializes in state-minimum plans to keep reinstatement costs low.

Farmers Backing

Ensures stable long-term compliance throughout the 3-year mandate.

21st Century Reinstatement FAQ

Can I get a 21st Century SR-22 for a DUI?

Yes, 21st Century accepts drivers with minor and major violations, including DUIs, though rates vary by history.

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Get straightforward, low-cost compliance through the Farmers network today.

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Independent Research Notice: SR22Now is an independent platform. We are not an agent for 21st Century or Farmers. Data is for informational purposes only.