Reinstate Suspended Driver's License
How Get Your Suspended Drivers License Reinstated
If your driver’s license has been suspended or revoked due to a traffic infringement at any point recently, you’ll be required to obtain SR22 insurance by your state’s Department of Motor Vehicles before you get back on the road. Now, if this is your first violation or if you have never heard of SR22 insurance previously, you may have a few questions.
In this article, you’ll find some details regarding SR22 insurance and how to obtain Cheap SR22 insurance.
Here’s everything you need to know about SR-22 insurance –
- What is SR-22 insurance?
- Who needs SR-22 insurance?
- Where can you get cheap SR-22 insurance?
We will also cover some common FAQ’s around SR22 Insurance
What is SR-22?
Although it’s called SR-22 insurance, SR-22 isn’t actually an auto insurance policy. The SR-22 form is also called a certificate of financial responsibility. it is a legal document a driver who has had his license suspended would need to take out in order to prove that they have the minimum liability insurance required in that state to drive a vehicle.
Once you take out SR-22 insurance, your insurance provider assures your state’s motor vehicle or insurance department that you’ll maintain coverage for a certain period of time. This time period is usually three to five years in most states. When you fail to maintain your SR22 insurance for the required time period, your insurance provider will alert your state, and your driver’s license could be suspended or revoked.
An SR-22 insurance certificate will allow you to get your driving privileges back after serious or repeated offenses.
Here are a few instances where you may require an SR-22 insurance certificate
- You have been charged with a DUI, DWI, or another serious moving violation.
- You’ve caused an accident while driving without insurance.
You were in an accident that caused damage to life and property - You have too many traffic tickets in a short time such as speeding tickets within six months.
- Non-payment of court-ordered child support.
- Your driver’s license has been suspended or revoked.
Please note that in states like Florida and Virginia, you may be required to file an FR-44 form which requires a higher level of liability coverage than the state’s minimum.
Additionally, not all states require an SR-22 or FR-44. Your state department of motor vehicles or traffic court will let you know if you need an SR22 and for how long you need it.
SR-22 insurance costs
To file an SR-22 insurance certificate, you will need to get in touch with your auto insurance company. They will file the SR-22 insurance Form for you for a fee of $25 – $50 depending on the state you file it in. However, once you have filed an SR22, your SR-22 auto insurance premium may be higher than normal.
Your SR22 auto insurance cost will vary depending on your sate, the violation, your age, driving history, and the insurance company. However, you can visit SR22InsuranceNow for instant and cheap SR22 insurance quotes. We have a list of top insurance providers, you can get instant quotes from and choose the SR22 policy that best suits your budget.
FAQs about SR22
Where can I find cheap SR22 insurance?
You can contact us at SR22InsuranceNow for cheap SR22 insurance. We have a list of top insurance providers in all of the United stated that you can choose from. At SR22InsuranceNow you can browse through different SR22 insurance providers, get instant FREE quotes, and choose the cheapest SR22 insurance that suits your budget.
How long would I need SR22 insurance?
In most states, you are required to maintain your SR22 insurance for a minimum of three years. However, depending on your violation you may be required to maintain it for 5 years. Because having an SR22 certificate will increase your auto insurance premium, it’s important that you get cheap SR22 insurance that fits your budget.
Can I still drive with an sr22?
Getting an SR22 insurance certificate is not the end. Yes, you can still drive a vehicle, however, you should be mindful of how you drive when you have SR-22 insurance to ensure you protect your car insurance and your driver’s license. Ensure you don’t violate any traffic rules and make sure you consistently maintain your policy for the said years
How much does SR22 insurance cost?
If you have one DUI conviction, an SR22 insurance policy can costs about $230 a month, or $2,760 a year, on average, However, this price can increase depending on your the number of violations and other factors like age, driving history and more.
If you need cheap SR22 insurance visit us at SR22InsuranceNow and get FREE instant SR22 insurance quotes from top providers in the United States.