SR22 – Frequently Asked Questions

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    SR-22 insurance( SR 22 insurance) or an SR-22, is a certification issued by your car insurance company showing proof that you are carrying the minimum liability coverage required by your state. If you have been involved in an accident and were not carrying minimum car insurance, most state DMV will require you to hold an SR-22. SR-22s can also be required for other types of traffic offenses. SR22 Insurance is also known as:

    • SR-22 Form
    • SR-22 Certificate
    • SR-22 Bond
    • SR-22 Filing
    • SR-22 Insurance
    • SR-22 Certificate of Financial Responsibility

      A non-owner (non-owner) policy only covers a person for liability which means it provides you with coverage if you cause injury or property damage to others in a car accident while you are operating a vehicle you do not own. This type of car insurance coverage can be an important addition to your policy if you:

      • Consistently drive cars that do not belong to you, such as those owned by your employer.
      • Frequently rent cars.
      • Frequently borrow cars.

      Remember, non-owner liability only covers damages and injuries you cause to others. This coverage does not extend to damages or injuries you might suffer in a car accident. Depending on the state you are in, it also may not cover a vehicle owned, nor frequently used by, the convicted driver.

        • Esurance
        • Liberty Mutual
        • State Farm
        • Direct Auto Insurance
        • Nationwide Insurance
        • Dairyland Insurance
        • Allstate
        • USAA

          To purchase a non-owner auto insurance policy, the only documents that are required is a driver’s license, and a credit or a debit card. The proof of insurance can be obtained through email, and your car insurance company will assist you in filing it on your behalf.

            The cost of FR44 insurance is determined by the respective state’s minimum liability requirements. In Florida, it costs:

            $100,000 of bodily injury liability coverage per person injured in an accident

            $300,000 of bodily injury liability coverage per accident

            $50,000 of property damage liability coverage per accident

              The rates increase by at least 30%-50% after your first DUI. Needless to say, it can prove to be a costly mistake. In some states, fines and court costs can easily exceed $10,000, and penalties for repeat offenders can be even more extreme. Sometimes it becomes difficult for drivers to find any sort of car insurance policy, much less an affordable policy. This is because the driver becomes a significant risk after a DUI conviction.

                Liability coverage
                Personal Injury Coverage
                Uninsured Motorist Protection
                Comprehensive Coverage
                Collision insurance
                Personal injury protection insurance
                Towing and labor insurance

                Disclaimer: sr22insurancenow.com is not an insurance company. We have a large network of licensed insurance agents across the US. Once you have submitted your information to our system, sr22insurancenow.com may instantly match you with local agents in your area. Those agents will run free insurance quotes for you and provide those quotes via the information you have provided. This process may save you time and money because you can compare rates from multiple companies without having to contact numerous agents and provide your information several times. This website is not a substitute for legal advice, so when in doubt, check with your local courthouse, DMV, or legal advisor about your specific SR22 needs. All logos, brand names, trademarked words used in this site are owned by respective owners of the brands. sr22insurancenow.com doesn’t have any rights on any of the brand names or logos mentioned over here.