How to Get Cheap SR22 Insurance?

You might have never come across the term SR-22 until you tangled with the legal system for DUI or DWI.

This might have caused a lot of confusion about SR-22 requirements and your insurance options. If you require cheap SR-22 insurance, there are few steps that you can follow to obtain it in a hassle-free way.

You don’t want to pay more than you have to pay for this specialized type of car insurance. So here are some ways to get affordable SR22 insurance:

1. Check with multiple providers

There are countless sites for comparison of car insurance quotes online, and many of them are set up to provide Low-cost SR-22 quotes specifically. Some people don’t mind spending extra time looking for cheap SR22 insurance quotes, because they want to save money. Make an effort to compare as many price quotes as possible. It is pretty much the same as looking for a standard car insurance policy.

2. Purchase the minimum amount of coverage

If you are considered to be a high-risk driver, your insurance quotes will be higher than that of other drivers. Even if you have a newer car, to save money don’t buy comprehensive coverage and collision coverage. Instead, purchase the minimum liability coverage required for your auto insurance.

3. Look For Discounts

Not all companies will file an SR-22 certificate. And many companies may not want to insure a driver with a major breach on their record. However, many top companies provide SR22 at affordable rates. You need to compare car insurance quotes and select a car insurance company that suits you best.

4. Improve Your Credit Score

Most insurance agencies verify a person’s credit ratings when applying for car insurance, regardless of what type of coverage is requested. Good credit scores will help a person get lower rates. Excellent credit scores will help a person get even better rates. Poor credit scores will affect rates and may make them higher, sometimes two or three times higher for SR22 insurance and even regular types of coverage.

5. Maintain an SR22 Without Lapse

While car insurance laws will often vary from state to state, there can be some serious legal consequences if you fail to maintain SR22 insurance. Since your auto insurance company needs to file the SR22 insurance form with the state, a lapse in your coverage needs to be reported. Therefore while maintaining SR22 insurance, be very careful and avoid car insurance lapse because it is unlikely that you will escape undetected.

The best way to save money while finding insurance is to shop around and gather quotes from multiple companies. Our agents are standing by to get you a quote today! Simply call 888-885-3948 now for SR22 insurance quotes.

Latest Posts